|
|
|
 Motor
carriers and independent contractors who contract with them,
face a unique situation with reference to "on the job"
protection. As non-employee "independents", the driver is
generally excluded from the motor carrier's workers'
compensation policy. However, carriers know how important it
is to provide insurance for owner-operators so as not to leave
themselves exposed to a host of liability concerns. It is
vital that the independents have a comprehensive accidental
death, dismemberment, medical expense and accidental
disability program in force.
These programs typically costs much less
than workers' compensation coverage and will certainly help
attract and retain quality drivers. The competitive cost of
our program encourages operators to purchase appropriate
protection while enabling them to continue meeting other
financial obligations.
-
Specifically designed for
owner operators.
-
Coverage provided while "under
dispatch".
-
An excellent driver retention
tool.
-
High limits available at
affordable cost.
-
Very easy administrative
procedures.
-
Trucker Assistance Program
(TAP) provided to drivers and immediate family
members.
-
Prescription Drug and Vision
Care Discount Card Program is automatically extended to
drivers and immediate family members.
- Non-Occupational benefits
also are available.
-
Paralysis coverage provided.
-
Each plan can be custom
designed to meet the specific needs of the trucking firm.
-
Claims managed by trained,
dedicated staff.
-
Motor Carrier Contingent
Liability Policy is available to protect the Motor Carrier
in the event workers' compensation benefits are awarded to an
independent contractor deemed to be an employee of the Motor
Carrier.
-
Toll free numbers available to drivers for
all inquiries concerning claims, etc.
|
|
